It is usually possible to travel to another European country in a car belonging to a family member, friend or another private owner. However, the journey may require more preparation than travelling in your own vehicle. You should be able to show that the owner has given you permission to use the car and that its documents and insurance are valid.
Requirements vary between countries. Check the rules at your destination as well as in every country you will drive through.
Get written permission from the owner
When the driver is not the registered owner of the vehicle, written permission may be required. The document shows that the car is being used with the owner’s consent and may be useful during a roadside check, at a border or following an accident.
The document should include the full names and contact details of the owner and driver, the vehicle registration number, the make and model of the car, the period of validity, the date and both signatures.
It should be written in a language that can be understood along the route. An English or multilingual version may make checks easier. Some countries may also require a witnessed signature, notarisation or another form of certification.
Carry the vehicle registration documents
The vehicle registration certificate contains details about the car and its registered owner. It may need to be presented during a roadside check, at a border or after an accident.
Carry the part of the registration documentation required for international travel under the rules of the country where the vehicle is registered. Check that the information is current and that the document is valid.
A digital copy can be stored as a backup, but it may not always be accepted instead of the original.
Check the insurance
Contact the insurance provider before travelling and confirm that the policy remains valid when the car is driven by someone other than the owner. Also check that the cover applies throughout the journey and in every country on the route.
Ask what is covered in the event of an accident, theft, breakdown, towing or the use of roadside assistance. The owner and driver should also agree in advance who will be responsible for any excess, repairs and other costs.
Some countries may require an international motor insurance certificate, commonly known as a Green Card. The insurance provider can confirm whether it is needed for the planned route.
Check your driving licence and travel documents
The driver must hold a valid driving licence for the correct vehicle category. Check that the licence is recognised in every country along the route. An international driving permit may also be required for some journeys.
Carry the original driving licence and a valid travel document, such as a passport or accepted national identity card. A photograph or digital copy may not be accepted as a replacement for the original.
Check local traffic rules
Traffic rules are not identical throughout Europe. Speed limits, drink-driving limits, winter tyre requirements, compulsory safety equipment, road tolls and parking regulations can vary.
Many cities also have low-emission zones. The vehicle may need to be registered in advance or display an environmental sticker. Check the rules for every country and city included in the journey.
Check the car before departure
Inspect the condition of the vehicle before setting off. Check the tyres, brakes, lights, fluid levels and the spare wheel or tyre repair kit. Make sure the car also carries any equipment required in the countries on the route, such as a warning triangle, reflective vest or first-aid kit.
It is also a good idea to photograph the car before departure. Record any existing damage, the mileage and the fuel or battery level. This can help prevent disagreements when the vehicle is returned.
Summary
When driving a borrowed car in Europe, it is advisable to carry written permission from the owner, the vehicle registration documents, a valid driving licence and the necessary insurance documents.
You should also check local traffic rules, tolls, low-emission zones and compulsory safety equipment. Proper preparation reduces the risk of problems, delays and unexpected costs during the journey.